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If a picture is worth A thousand words, the investing examples in the image to the right should be worth a fortune. We can look back to the global financial crisis and Great Recession, the country’s most severe financial shock since the Great Depression, for instruction. Say you had $1,000 invested in a balanced 50% stock and 50% bond portfolio through that big upheaval—and didn't add a penny more—you would have nearly tripled your money 14 years later (see chart to the right).

Sources: Vanguard calculations, using data from FactSet. All data as of December 31, 2021. Notes: This is a hypothetical illustration. Balanced portfolio is represented by 50% S&P 500 Index and 50% Bloomberg U.S. Aggregate Bond Index; bonds are represented by Bloomberg U.S. Aggregate Bond Index; and cash is represented by 3-month Treasury bills. Past performance is no guarantee of future results. The performance of an index is not an exact representation of any particular investment, as you cannot invest directly in an index. Investments in bonds are subject to credit, interest rate, and inflation risk. There is no guarantee that any particular asset allocation or mix of funds will meet your investment objectives or provide you with a given level of income.

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